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Savings Accounts

Savings Programs

 Midstates has a variety different savings programs.


Traditional Savings - Build your balance with this savings account featuring no service fees.  There is no minimum balance requirement.  Enjoy ease of access to any of your Midstates account via ATM, teller, Bank-By-Phone or Midstates Online transactions.  Twelve withdrawals semi-annually are allowed at no charge.  There is a low charge of $.50 for each withdrawal over the limit.
Tiered Money Market Accounts - You will be rewarded for maintaining a higher balance with a Midstates Tiered Money Market Account.  The greater your balance, the greater your annual percentage yield.  Avoid a monthly service charge of $15.00 by simply maintaining an average balance of only $1,000.  This account offers you liquidity and ease of access allowing up to 6 withdrawals per month.  There will be a low service charge of $2.00 for each withdrawal over the limit. 
Youth Savings Programs - This Savings Program was designed to teach the skill of saving and the value of money.  Start your child earning and learning to save for their future.  Features include no minimum balance requirement, educational newsletters, and "Banking Days" where your child can make deposits at participating schools. 
Christmas Club Programs- Earn a premium rate on the Christmas Club account and make Christmas more enjoyable this year.  Deposit into your Club account throughout the year and on November 1st, we will send you a check for the balance of your account plus interest.  No minimum balance requirement and no withdrawals allowed on the account. 
 
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